Online Privacy Policy and Terms of use

Online Privacy Policy

This page contains the privacy policy for JoseyLifeline, JOIPF and Associates and all it’s related websites.

-What information do we collect? We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey, or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or credit card information. You may, however, visit our site anonymously. Like most websites we use cookies and/or web beacons to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the ‘do we use cookies?’ section below for information about cookies and how we use them.
– What do we use your information for? Any of the information we collect about you may be used in one of the following ways:
* To improve our website
(We continually strive to improve our website offerings based on the information and feedback we receive from you)
* To process transactions which you have authorized via our website.
* To administer a contest, promotion, survey, or other site feature

*To send periodic emails
The email address you provide for order processing may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc. You may unsubscribe from emails at any time by clicking the unsubscribe link.
– How do we protect your information? We implement a variety of security measures to maintain the safety of your personal information when you access the website. We offer the use of a secure server. All supplied sensitive information is encrypted into our database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.
-Do we use cookies? Yes. Cookies are small files that a site or its service provider transfers to your computers hard drive through your web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. We use cookies to compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business. If you prefer, you can choose to have your computer warn you each time a cookies is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders over the telephone or by contacting customer service.
– Do we disclose any information to outside parties? We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
– Third party links We include or offer third party products or services on our website. These third party sites have separate and independent privacy polices. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
-Online privacy policy only This online privacy policy applies only to information collected through our website and not to information collected offline
-Terms and Conditions Please also visit our Terms of Use & Disclaimer section establishing the use, disclaimers, and limitations of liability governing the use of your website at your site.

-Your Consent By using our site, you consent to our privacy policy
-Changes to our privacy policy Changes to this privacy policy will be made available on this webpage only.

Below is our Terms of Use & Disclaimer

Terms of Use & Disclaimer

Welcome to Joseylifeline.com. Joseylifeline.com is owned and operated by JOIPF and Associates Ltd . The following are the rules or “Terms” that govern use of the Joseylifeline.com website. By using the site, you agree to be bound by these Terms and to follow these Terms and all applicable laws and regulations governing the site. Joseylifeline.com reserves the right to change these Terms at any time, effective immediately upon posting on the site. If you do not agree to be bound by these Terms, please do not use the site.
Permitted Use
You are only authorized to view and to retain a copy of pages of this site for your own personal use while visiting the site. Do not duplicate, publish, modify or otherwise distribute the material on this site unless specifically authorized by Joseylifeline.com to do so. The content and software on this site is the property of Joseylifeline.com , JOIPF & Associates/or its suppliers and is protected by Trinidad & Tobago and international copyright laws.
Content on the Site
The information contained in this site, including all images, illustrations, designs and photographs not contributed as personal information or User content are copyrights, trademarks and other intellectual property of Joseylifeline.com or its parent, affiliate or subsidiary companies.
Links and Search Results
The site may automatically produce search results that reference or link to third party sites throughout the World Wide Web. Joseylifeline.com has no control over these sites or the content within them. Joseylifeline.com cannot guarantee, represent or warrant that the content contained in the site is accurate, legal and/or inoffensive. Joseylifeline.com does not endorse the content of any third party site, nor can we warrant that they will not contain viruses or otherwise impact your computer. By using the site to search for or link to another site, you agree and understand that you may not make any claim against Joseylifeline.com for any damages or losses, whatsoever, resulting from your use of the site to obtain search results and/or to link to another site. However, if you have a problem with a link from the site, please let us know at joseylifeline@gmail.com and we will investigate the link and take appropriate action.

Important Disclaimers:

Joseylifeline.com does not promise that the site will be error-free, uninterrupted, nor that it will provide specific results from use of the site or any content, search or link on it. The site and its content are delivered on an “as-is” and “as-available” basis. Joseylifeline.com cannot ensure that files you download from the site will be free of viruses or contamination or destructive features. Joseylifeline.com disclaims all warranties, express or implied, including also any implied warranties of, including without limitation, direct, indirect, incidental, punitive and consequential damages.

The contents herein are solely the opinions of Joseylifeline.com and their contributors, and should not be considered as a form of therapy nor advice. There is no guarantee of validity or accuracy. Joseylifeline.com assumes no responsibility for injury and specifically disclaims any warranty, express or implied for any products or services mentioned. If expert assistance or counseling is needed, services of a competent professional should be sought.

Disputes. This site is operated by JOIPF and Associates Ltd., a company with registered office in Trinidad & Tobago. If there is any dispute about or involving the site, by using the site, you agree that the dispute will be governed by the laws of the island of Trinidad & Tobago without regard to its conflict of law provisions. You agree to personal jurisdiction by and venue in the federal courts of Trinidad & Tobago.

Indemnity. You agree to indemnify and hold Joseylifeline.com, its subsidiaries, its parent company, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of Your use of the site, including also your use of the site to provide a link to another site or to upload content or other information to the site.

Public Forums
This site makes forums and message boards available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.

Commenting Policy
We never censor comments based on ideological point of view. We only delete those comments that are abusive, off-topic, use excessive foul language, include ad hominem attacks, or include spammy links. We ask that all commenters and forum posters remain respectful of others.

Contact Us. If you have questions about these Terms or want to contact us for any reason you may do so by emailing us at joseylifeline@gmail.com.